Call reports 2015
MONUMENT BANK — 2015
What MONUMENT BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 253,077,000 | 251,929,000 | 260,751,000 | 270,305,000 |
| Total loans | 160,339,000 | 167,804,000 | 177,143,000 | 189,503,000 |
| Allowance for loan losses | 1,770,000 | 1,831,000 | 1,950,000 | 2,053,000 |
| Securities available for sale | 75,717,000 | 75,045,000 | 67,528,000 | 72,295,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,669,000 | 171,727,000 | 175,134,000 | 178,266,000 |
| Interest-bearing deposits | 158,841,000 | 157,203,000 | 159,794,000 | 164,542,000 |
| Noninterest-bearing deposits | 13,828,000 | 14,524,000 | 15,340,000 | 13,724,000 |
| Equity capital | 22,726,000 | 22,664,000 | 22,956,000 | 23,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,419,000 | 4,814,000 | 7,300,000 | 9,879,000 |
| Interest expense | 638,000 | 1,292,000 | 1,950,000 | 2,640,000 |
| Net interest income | 1,781,000 | 3,522,000 | 5,350,000 | 7,239,000 |
| Noninterest income | 209,000 | 498,000 | 787,000 | 957,000 |
| Noninterest expense | 1,604,000 | 3,172,000 | 4,814,000 | 6,476,000 |
| Provision for loan losses | 251,000 | 312,000 | 431,000 | 645,000 |
| Pretax income | 348,000 | 804,000 | 1,241,000 | 1,426,000 |
| Income tax | 45,000 | 132,000 | 212,000 | 202,000 |
| Net income | 303,000 | 672,000 | 1,029,000 | 1,224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,286,000 | 21,690,000 | 22,111,000 | 22,548,000 |
| Total capital | 28,432,000 | 28,897,000 | 29,436,000 | 29,976,000 |
| Risk-weighted assets | 184,223,000 | 190,490,000 | 195,935,000 | 207,567,000 |