Call reports 2014
MONUMENT BANK — 2014
What MONUMENT BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 262,128,000 | 278,559,000 | 258,456,000 | 250,499,000 |
| Total loans | 134,118,000 | 143,955,000 | 148,454,000 | 158,006,000 |
| Allowance for loan losses | 1,466,000 | 1,526,000 | 1,639,000 | 1,748,000 |
| Securities available for sale | 116,629,000 | 123,764,000 | 97,505,000 | 77,739,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,701,000 | 178,391,000 | 164,706,000 | 170,637,000 |
| Interest-bearing deposits | 156,599,000 | 167,096,000 | 151,968,000 | 158,364,000 |
| Noninterest-bearing deposits | 12,102,000 | 11,295,000 | 12,738,000 | 12,273,000 |
| Equity capital | 19,635,000 | 20,901,000 | 21,772,000 | 21,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,239,000 | 4,647,000 | 7,107,000 | 9,522,000 |
| Interest expense | 641,000 | 1,284,000 | 1,922,000 | 2,563,000 |
| Net interest income | 1,598,000 | 3,363,000 | 5,185,000 | 6,959,000 |
| Noninterest income | 169,000 | 358,000 | 654,000 | 920,000 |
| Noninterest expense | 1,465,000 | 2,904,000 | 4,429,000 | 6,167,000 |
| Provision for loan losses | 143,000 | 203,000 | 316,000 | 633,000 |
| Pretax income | 166,000 | 634,000 | 1,320,000 | 2,120,000 |
| Income tax | -27,000 | 3,000 | 151,000 | 356,000 |
| Net income | 193,000 | 631,000 | 1,169,000 | 1,764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,103,000 | 19,550,000 | 20,091,000 | 20,682,000 |
| Total capital | 25,944,000 | 26,451,000 | 27,105,000 | 27,805,000 |
| Risk-weighted assets | 160,161,000 | 182,843,000 | 184,267,000 | 182,682,000 |