Call reports 2013
MONUMENT BANK — 2013
What MONUMENT BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 222,354,000 | 231,675,000 | 242,672,000 | 251,890,000 |
| Total loans | 108,907,000 | 121,376,000 | 126,982,000 | 129,107,000 |
| Allowance for loan losses | 1,206,000 | 1,336,000 | 1,370,000 | 1,398,000 |
| Securities available for sale | 101,904,000 | 98,324,000 | 104,068,000 | 112,110,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,952,000 | 165,817,000 | 165,067,000 | 165,682,000 |
| Interest-bearing deposits | 149,498,000 | 155,480,000 | 153,530,000 | 155,913,000 |
| Noninterest-bearing deposits | 9,454,000 | 10,337,000 | 11,537,000 | 9,769,000 |
| Equity capital | 19,364,000 | 18,152,000 | 18,211,000 | 18,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,872,000 | 3,812,000 | 5,938,000 | 8,108,000 |
| Interest expense | 625,000 | 1,196,000 | 1,734,000 | 2,308,000 |
| Net interest income | 1,247,000 | 2,616,000 | 4,204,000 | 5,800,000 |
| Noninterest income | 252,000 | 576,000 | 821,000 | 1,023,000 |
| Noninterest expense | 1,421,000 | 2,925,000 | 4,275,000 | 5,707,000 |
| Provision for loan losses | 25,000 | 155,000 | 189,000 | 242,000 |
| Pretax income | 294,000 | 644,000 | 1,145,000 | 1,492,000 |
| Income tax | 24,000 | 71,000 | 169,000 | 184,000 |
| Net income | 270,000 | 573,000 | 976,000 | 1,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,861,000 | 18,162,000 | 18,565,000 | 18,908,000 |
| Total capital | 19,067,000 | 19,498,000 | 19,935,000 | 25,681,000 |
| Risk-weighted assets | 136,569,000 | 147,618,000 | 149,762,000 | 153,489,000 |