Call reports 2012
MONUMENT BANK — 2012
What MONUMENT BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 185,098,000 | 194,220,000 | 203,805,000 | 213,192,000 |
| Total loans | 84,447,000 | 89,339,000 | 92,625,000 | 99,784,000 |
| Allowance for loan losses | 1,086,000 | 1,154,000 | 1,181,000 | 1,181,000 |
| Securities available for sale | 87,911,000 | 94,010,000 | 93,180,000 | 101,362,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,542,000 | 144,668,000 | 146,356,000 | 159,269,000 |
| Interest-bearing deposits | 126,459,000 | 137,236,000 | 138,672,000 | 149,117,000 |
| Noninterest-bearing deposits | 7,083,000 | 7,432,000 | 7,684,000 | 10,152,000 |
| Equity capital | 17,915,000 | 18,398,000 | 19,458,000 | 19,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,784,000 | 3,551,000 | 5,352,000 | 7,119,000 |
| Interest expense | 608,000 | 1,177,000 | 1,708,000 | 2,261,000 |
| Net interest income | 1,176,000 | 2,374,000 | 3,644,000 | 4,858,000 |
| Noninterest income | 126,000 | 438,000 | 806,000 | 1,111,000 |
| Noninterest expense | 1,049,000 | 2,288,000 | 3,580,000 | 4,928,000 |
| Provision for loan losses | 119,000 | 187,000 | 214,000 | 214,000 |
| Pretax income | 266,000 | 753,000 | 1,724,000 | 1,895,000 |
| Income tax | 44,000 | 144,000 | 420,000 | 376,000 |
| Net income | 222,000 | 609,000 | 1,304,000 | 1,519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,570,000 | 16,966,000 | 17,672,000 | 17,579,000 |
| Total capital | 17,656,000 | 18,120,000 | 18,853,000 | 18,760,000 |
| Risk-weighted assets | 113,931,000 | 116,890,000 | 123,612,000 | 135,605,000 |