Call reports 2011
MONUMENT BANK — 2011
What MONUMENT BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 141,045,000 | 136,456,000 | 145,474,000 | 168,542,000 |
| Total loans | 56,224,000 | 58,043,000 | 65,747,000 | 77,293,000 |
| Allowance for loan losses | 703,000 | 720,000 | 822,000 | 967,000 |
| Securities available for sale | 61,568,000 | 56,075,000 | 67,119,000 | 81,093,000 |
| Securities held to maturity | 15,032,000 | 15,028,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,523,000 | 103,574,000 | 114,839,000 | 122,711,000 |
| Interest-bearing deposits | 92,910,000 | 98,055,000 | 107,542,000 | 116,392,000 |
| Noninterest-bearing deposits | 5,613,000 | 5,519,000 | 7,297,000 | 6,319,000 |
| Equity capital | 12,531,000 | 12,808,000 | 16,843,000 | 16,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,318,000 | 2,751,000 | 4,225,000 | 5,772,000 |
| Interest expense | 504,000 | 1,031,000 | 1,564,000 | 2,083,000 |
| Net interest income | 814,000 | 1,720,000 | 2,661,000 | 3,689,000 |
| Noninterest income | 44,000 | 82,000 | 126,000 | 204,000 |
| Noninterest expense | 783,000 | 1,676,000 | 2,879,000 | 3,789,000 |
| Provision for loan losses | 49,000 | 66,000 | 168,000 | 313,000 |
| Pretax income | 26,000 | 161,000 | 1,254,000 | 1,305,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 26,000 | 161,000 | 1,254,000 | 1,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,072,000 | 12,219,000 | 16,281,000 | 16,340,000 |
| Total capital | 12,775,000 | 12,939,000 | 17,103,000 | 17,307,000 |
| Risk-weighted assets | 81,505,000 | 79,867,000 | 92,485,000 | 107,121,000 |