Call reports 2010
MONUMENT BANK — 2010
What MONUMENT BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 103,615,000 | 111,508,000 | 117,959,000 | 116,612,000 |
| Total loans | 42,274,000 | 45,839,000 | 50,249,000 | 53,437,000 |
| Allowance for loan losses | 539,000 | 573,000 | 634,000 | 654,000 |
| Securities available for sale | 53,712,000 | 58,481,000 | 56,689,000 | 44,053,000 |
| Securities held to maturity | 0 | 0 | 0 | 12,965,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,718,000 | 74,936,000 | 83,332,000 | 87,480,000 |
| Interest-bearing deposits | 60,114,000 | 70,695,000 | 79,926,000 | 83,249,000 |
| Noninterest-bearing deposits | 3,604,000 | 4,241,000 | 3,406,000 | 4,231,000 |
| Equity capital | 9,727,000 | 9,791,000 | 10,320,000 | 10,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 894,000 | 1,889,000 | 2,979,000 | 4,108,000 |
| Interest expense | 322,000 | 678,000 | 1,047,000 | 1,458,000 |
| Net interest income | 572,000 | 1,211,000 | 1,932,000 | 2,650,000 |
| Noninterest income | 53,000 | 93,000 | 186,000 | 299,000 |
| Noninterest expense | 678,000 | 1,309,000 | 1,955,000 | 2,678,000 |
| Provision for loan losses | 102,000 | 136,000 | 197,000 | 217,000 |
| Pretax income | 256,000 | 309,000 | 472,000 | 623,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 256,000 | 309,000 | 472,000 | 623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,566,000 | 9,649,000 | 9,823,000 | 10,066,000 |
| Total capital | 10,105,000 | 10,222,000 | 10,457,000 | 10,720,000 |
| Risk-weighted assets | 63,216,000 | 66,299,000 | 71,157,000 | 73,484,000 |