Call reports 2009
MONUMENT BANK — 2009
What MONUMENT BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 87,656,000 | 77,403,000 | 98,251,000 | 103,014,000 |
| Total loans | 25,290,000 | 28,194,000 | 31,340,000 | 36,519,000 |
| Allowance for loan losses | 242,000 | 280,000 | 321,000 | 437,000 |
| Securities available for sale | 54,999,000 | 41,616,000 | 60,723,000 | 59,971,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,687,000 | 46,029,000 | 56,497,000 | 59,880,000 |
| Interest-bearing deposits | 33,112,000 | 43,611,000 | 54,295,000 | 56,675,000 |
| Noninterest-bearing deposits | 3,575,000 | 2,418,000 | 2,202,000 | 3,205,000 |
| Equity capital | 9,547,000 | 9,141,000 | 9,682,000 | 9,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 752,000 | 1,553,000 | 2,459,000 | 3,436,000 |
| Interest expense | 395,000 | 733,000 | 1,084,000 | 1,422,000 |
| Net interest income | 357,000 | 820,000 | 1,375,000 | 2,014,000 |
| Noninterest income | 27,000 | 101,000 | 137,000 | 182,000 |
| Noninterest expense | 513,000 | 1,421,000 | 2,039,000 | 2,699,000 |
| Provision for loan losses | 18,000 | 56,000 | 97,000 | 213,000 |
| Pretax income | -147,000 | -132,000 | -112,000 | 255,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -147,000 | -132,000 | -112,000 | 255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,868,000 | 8,892,000 | 8,902,000 | 9,270,000 |
| Total capital | 9,110,000 | 9,172,000 | 9,223,000 | 9,707,000 |
| Risk-weighted assets | 33,445,000 | 48,924,000 | 57,289,000 | 59,475,000 |