Call reports 2008
MONUMENT BANK — 2008
What MONUMENT BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 19,106,000 | 31,777,000 | 49,713,000 | 69,094,000 |
| Total loans | 0 | 9,248,000 | 16,083,000 | 22,399,000 |
| Allowance for loan losses | 0 | 93,000 | 161,000 | 224,000 |
| Securities available for sale | 13,771,000 | 18,773,000 | 30,706,000 | 41,723,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,984,000 | 9,831,000 | 18,003,000 | 25,655,000 |
| Interest-bearing deposits | 1,723,000 | 8,883,000 | 16,602,000 | 23,422,000 |
| Noninterest-bearing deposits | 261,000 | 948,000 | 1,401,000 | 2,233,000 |
| Equity capital | 9,114,000 | 8,866,000 | 9,015,000 | 9,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 27,000 | 210,000 | 638,000 | 1,222,000 |
| Interest expense | 3,000 | 64,000 | 279,000 | 589,000 |
| Net interest income | 24,000 | 146,000 | 359,000 | 633,000 |
| Noninterest income | 0 | 21,000 | 52,000 | 55,000 |
| Noninterest expense | 728,000 | 1,215,000 | 1,630,000 | 2,097,000 |
| Provision for loan losses | 0 | 93,000 | 161,000 | 224,000 |
| Pretax income | -704,000 | -1,141,000 | -1,380,000 | -1,633,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -704,000 | -1,141,000 | -1,380,000 | -1,633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,114,000 | 9,212,000 | 9,001,000 | 8,915,000 |
| Total capital | 9,114,000 | 9,305,000 | 9,162,000 | 9,139,000 |
| Risk-weighted assets | 4,017,000 | 12,180,000 | 22,464,000 | 29,126,000 |