Call reports 2014
CAPITALMARK BANK & TRUST — 2014
What CAPITALMARK BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 883,151,000 | 878,996,000 | 910,526,000 | 930,377,000 |
| Total loans | 620,080,000 | 649,532,000 | 679,378,000 | 717,927,000 |
| Allowance for loan losses | 7,780,000 | 8,105,000 | 8,336,000 | 7,175,000 |
| Securities available for sale | 203,503,000 | 174,327,000 | 183,103,000 | 165,372,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 438,000 | 448,000 |
| Total deposits | 751,000,000 | 735,995,000 | 790,093,000 | 780,500,000 |
| Interest-bearing deposits | 624,575,000 | 601,344,000 | 631,044,000 | 629,675,000 |
| Noninterest-bearing deposits | 126,425,000 | 134,651,000 | 159,049,000 | 150,825,000 |
| Equity capital | 88,076,000 | 90,948,000 | 92,162,000 | 95,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 8,520,000 | 17,192,000 | 26,214,000 | 35,610,000 |
| Interest expense | 929,000 | 1,860,000 | 2,739,000 | 3,639,000 |
| Net interest income | 7,591,000 | 15,332,000 | 23,475,000 | 31,971,000 |
| Noninterest income | 686,000 | 1,433,000 | 2,308,000 | 3,189,000 |
| Noninterest expense | 5,115,000 | 10,177,000 | 15,378,000 | 20,756,000 |
| Provision for loan losses | 650,000 | 1,550,000 | 3,075,000 | 3,075,000 |
| Pretax income | 2,565,000 | 5,056,000 | 7,326,000 | 11,337,000 |
| Income tax | 878,000 | 1,741,000 | 2,488,000 | 3,970,000 |
| Net income | 1,687,000 | 3,315,000 | 4,838,000 | 7,367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,883,000 | 91,480,000 | 92,973,000 | 95,510,000 |
| Total capital | 97,663,000 | 99,585,000 | 101,309,000 | 102,685,000 |
| Risk-weighted assets | 692,507,000 | 726,166,000 | 777,399,000 | 810,781,000 |