Call reports 2013
CAPITALMARK BANK & TRUST — 2013
What CAPITALMARK BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 790,025,000 | 774,609,000 | 798,447,000 | 828,163,000 |
| Total loans | 471,969,000 | 518,351,000 | 555,321,000 | 583,563,000 |
| Allowance for loan losses | 5,881,000 | 6,441,000 | 6,570,000 | 7,097,000 |
| Securities available for sale | 266,386,000 | 190,694,000 | 185,783,000 | 187,130,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 681,743,000 | 668,712,000 | 686,240,000 | 684,751,000 |
| Interest-bearing deposits | 594,156,000 | 564,396,000 | 574,718,000 | 566,566,000 |
| Noninterest-bearing deposits | 87,587,000 | 104,316,000 | 111,522,000 | 118,185,000 |
| Equity capital | 85,659,000 | 82,768,000 | 84,103,000 | 85,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,537,000 | 15,399,000 | 23,488,000 | 31,863,000 |
| Interest expense | 1,028,000 | 1,950,000 | 2,804,000 | 3,655,000 |
| Net interest income | 6,509,000 | 13,449,000 | 20,684,000 | 28,208,000 |
| Noninterest income | 603,000 | 1,732,000 | 2,308,000 | 3,148,000 |
| Noninterest expense | 5,174,000 | 10,358,000 | 15,678,000 | 20,240,000 |
| Provision for loan losses | 800,000 | 2,300,000 | 3,025,000 | 3,525,000 |
| Pretax income | 1,154,000 | 3,499,000 | 5,389,000 | 8,692,000 |
| Income tax | 326,000 | 1,111,000 | 1,731,000 | 2,881,000 |
| Net income | 828,000 | 2,388,000 | 3,658,000 | 5,811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,052,000 | 84,575,000 | 85,819,000 | 88,227,000 |
| Total capital | 88,933,000 | 91,016,000 | 92,389,000 | 95,324,000 |
| Risk-weighted assets | 538,192,000 | 599,588,000 | 627,462,000 | 653,210,000 |