Call reports 2008
CAPITALMARK BANK & TRUST — 2008
What CAPITALMARK BANK & TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 205,302,000 | 261,796,000 | 304,414,000 | 335,870,000 |
| Total loans | 176,553,000 | 218,262,000 | 240,641,000 | 280,466,000 |
| Allowance for loan losses | 2,225,000 | 2,730,000 | 3,045,000 | 3,493,000 |
| Securities available for sale | 20,731,000 | 28,704,000 | 43,125,000 | 40,767,000 |
| Securities held to maturity | 0 | 0 | 0 | 4,457,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,807,000 | 230,005,000 | 251,391,000 | 284,177,000 |
| Interest-bearing deposits | 162,450,000 | 212,020,000 | 197,169,000 | 259,257,000 |
| Noninterest-bearing deposits | 11,357,000 | 17,985,000 | 54,222,000 | 24,920,000 |
| Equity capital | 31,108,000 | 29,971,000 | 30,325,000 | 31,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,797,000 | 6,077,000 | 10,009,000 | 14,303,000 |
| Interest expense | 1,203,000 | 2,768,000 | 4,575,000 | 6,487,000 |
| Net interest income | 1,594,000 | 3,309,000 | 5,434,000 | 7,816,000 |
| Noninterest income | 109,000 | 213,000 | 326,000 | 457,000 |
| Noninterest expense | 1,608,000 | 3,236,000 | 5,327,000 | 7,358,000 |
| Provision for loan losses | 750,000 | 1,255,000 | 1,570,000 | 2,748,000 |
| Pretax income | -648,000 | -962,000 | -1,130,000 | -1,730,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -648,000 | -962,000 | -1,130,000 | -1,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,850,000 | 30,535,000 | 30,380,000 | 30,383,000 |
| Total capital | 33,075,000 | 33,265,000 | 33,425,000 | 33,876,000 |
| Risk-weighted assets | 203,277,000 | 245,041,000 | 282,072,000 | 302,388,000 |