Call reports 2004
MADISON BANK, THE — 2004
What MADISON BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Total assets | 199,131,000 | 215,260,000 | 216,220,000 |
| Total loans | 179,755,000 | 198,513,000 | 199,165,000 |
| Allowance for loan losses | 1,185,000 | 1,318,000 | 2,045,000 |
| Securities available for sale | 500,000 | 483,000 | 488,000 |
| Securities held to maturity | 2,117,000 | 2,102,000 | 2,086,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 180,206,000 | 178,082,000 | 179,549,000 |
| Interest-bearing deposits | 142,482,000 | 141,285,000 | 135,872,000 |
| Noninterest-bearing deposits | 37,724,000 | 36,797,000 | 43,677,000 |
| Equity capital | 18,252,000 | 18,584,000 | 7,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Interest income | 3,100,000 | 6,258,000 | 9,644,000 |
| Interest expense | 711,000 | 1,394,000 | 2,158,000 |
| Net interest income | 2,389,000 | 4,864,000 | 7,486,000 |
| Noninterest income | 1,153,000 | 2,868,000 | 4,353,000 |
| Noninterest expense | 3,225,000 | 6,843,000 | 21,158,000 |
| Provision for loan losses | 150,000 | 300,000 | 1,675,000 |
| Pretax income | 259,000 | 681,000 | -10,902,000 |
| Income tax | 71,000 | 150,000 | 0 |
| Net income | 188,000 | 531,000 | -10,902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Tier 1 capital | 18,232,000 | 18,575,000 | 7,142,000 |
| Total capital | 19,417,000 | 19,893,000 | 9,187,000 |
| Risk-weighted assets | 152,800,000 | 166,217,000 | 166,339,000 |