Call reports 2002
MADISON BANK, THE — 2002
What MADISON BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 188,191,000 | 191,710,000 | 194,590,000 | 196,468,000 |
| Total loans | 146,494,000 | 155,660,000 | 160,816,000 | 167,593,000 |
| Allowance for loan losses | 1,215,000 | 1,161,000 | 1,062,000 | 1,183,000 |
| Securities available for sale | 15,124,000 | 16,911,000 | 8,570,000 | 12,815,000 |
| Securities held to maturity | 170,000 | 170,000 | 170,000 | 170,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,169,000 | 175,187,000 | 177,073,000 | 178,453,000 |
| Interest-bearing deposits | 138,589,000 | 141,548,000 | 145,021,000 | 145,835,000 |
| Noninterest-bearing deposits | 32,580,000 | 33,639,000 | 32,052,000 | 32,618,000 |
| Equity capital | 15,748,000 | 15,608,000 | 16,114,000 | 16,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,140,000 | 6,387,000 | 9,582,000 | 12,879,000 |
| Interest expense | 1,137,000 | 2,227,000 | 3,297,000 | 4,339,000 |
| Net interest income | 2,003,000 | 4,160,000 | 6,285,000 | 8,540,000 |
| Noninterest income | 1,619,000 | 2,901,000 | 4,688,000 | 6,929,000 |
| Noninterest expense | 3,292,000 | 6,468,000 | 9,783,000 | 13,518,000 |
| Provision for loan losses | 88,000 | 268,000 | 413,000 | 532,000 |
| Pretax income | 242,000 | 326,000 | 777,000 | 1,419,000 |
| Income tax | 51,000 | 31,000 | 80,000 | 258,000 |
| Net income | 191,000 | 295,000 | 697,000 | 1,161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,783,000 | 15,508,000 | 15,989,000 | 16,453,000 |
| Total capital | 16,998,000 | 16,669,000 | 17,051,000 | 17,636,000 |
| Risk-weighted assets | 130,987,000 | 145,212,000 | 138,674,000 | 152,225,000 |