Call reports 2001
MADISON BANK, THE — 2001
What MADISON BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 174,402,000 | 177,459,000 | 183,016,000 | 181,833,000 |
| Total loans | 144,016,000 | 147,796,000 | 156,274,000 | 157,505,000 |
| Allowance for loan losses | 1,308,000 | 1,522,000 | 1,222,000 | 1,125,000 |
| Securities available for sale | 7,212,000 | 5,216,000 | 4,697,000 | 4,744,000 |
| Securities held to maturity | 570,000 | 570,000 | 570,000 | 570,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,846,000 | 160,615,000 | 163,721,000 | 164,804,000 |
| Interest-bearing deposits | 130,410,000 | 130,844,000 | 130,941,000 | 134,778,000 |
| Noninterest-bearing deposits | 24,436,000 | 29,771,000 | 32,780,000 | 30,026,000 |
| Equity capital | 16,111,000 | 15,544,000 | 15,659,000 | 15,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,700,000 | 7,378,000 | 10,913,000 | 14,386,000 |
| Interest expense | 1,630,000 | 3,164,000 | 4,554,000 | 5,811,000 |
| Net interest income | 2,070,000 | 4,214,000 | 6,359,000 | 8,575,000 |
| Noninterest income | 1,004,000 | 2,247,000 | 3,560,000 | 5,350,000 |
| Noninterest expense | 2,868,000 | 5,980,000 | 9,312,000 | 13,016,000 |
| Provision for loan losses | 90,000 | 710,000 | 710,000 | 972,000 |
| Pretax income | 116,000 | -229,000 | -103,000 | -343,000 |
| Income tax | 0 | 0 | 0 | -255,000 |
| Net income | 116,000 | -229,000 | -103,000 | -88,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,270,000 | 15,700,000 | 15,826,000 | 15,592,000 |
| Total capital | 17,578,000 | 17,222,000 | 17,048,000 | 16,717,000 |
| Risk-weighted assets | 123,345,000 | 123,827,000 | 128,670,000 | 128,431,000 |