Call reports 2020
DILLEY STATE BANK — 2020
What DILLEY STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 140,276,000 | 143,703,000 | 138,891,000 | 140,644,000 |
| Total loans | 16,520,000 | 15,908,000 | 14,886,000 | 14,563,000 |
| Allowance for loan losses | 126,000 | 136,000 | 137,000 | 32,000 |
| Securities available for sale | 59,259,000 | 70,132,000 | 62,108,000 | 67,777,000 |
| Securities held to maturity | 32,000 | 21,000 | 12,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,233,000 | 119,015,000 | 114,167,000 | 126,292,000 |
| Interest-bearing deposits | 85,683,000 | 85,433,000 | 80,710,000 | 90,741,000 |
| Noninterest-bearing deposits | 30,550,000 | 33,582,000 | 33,457,000 | 35,551,000 |
| Equity capital | 23,411,000 | 23,980,000 | 24,035,000 | 14,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 736,000 | 1,255,000 | 1,700,000 | 46,000 |
| Interest expense | 115,000 | 178,000 | 225,000 | 7,000 |
| Net interest income | 621,000 | 1,077,000 | 1,475,000 | 39,000 |
| Noninterest income | 84,000 | 142,000 | 209,000 | 618,000 |
| Noninterest expense | 472,000 | 939,000 | 1,409,000 | 130,000 |
| Provision for loan losses | 0 | 8,000 | 8,000 | 0 |
| Pretax income | 235,000 | 274,000 | 269,000 | 554,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 235,000 | 274,000 | 269,000 | 554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,519,000 | 24,229,000 | 23,037,000 | 12,125,000 |
| Total capital | — | 24,365,000 | 23,174,000 | — |
| Risk-weighted assets | — | 47,112,000 | 45,132,000 | — |