Call reports 2019
DILLEY STATE BANK — 2019
What DILLEY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 130,645,000 | 134,301,000 | 134,782,000 | 137,770,000 |
| Total loans | 16,780,000 | 16,413,000 | 17,967,000 | 19,085,000 |
| Allowance for loan losses | 131,000 | 131,000 | 112,000 | 124,000 |
| Securities available for sale | 91,234,000 | 79,124,000 | 75,134,000 | 71,808,000 |
| Securities held to maturity | 83,000 | 62,000 | 50,000 | 41,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,345,000 | 111,977,000 | 111,645,000 | 114,024,000 |
| Interest-bearing deposits | 77,435,000 | 80,508,000 | 82,579,000 | 83,532,000 |
| Noninterest-bearing deposits | 31,910,000 | 31,469,000 | 29,066,000 | 30,492,000 |
| Equity capital | 20,791,000 | 21,816,000 | 22,578,000 | 23,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 919,000 | 1,812,000 | 2,687,000 | 3,513,000 |
| Interest expense | 92,000 | 201,000 | 318,000 | 436,000 |
| Net interest income | 827,000 | 1,611,000 | 2,369,000 | 3,077,000 |
| Noninterest income | 85,000 | 164,000 | 247,000 | 332,000 |
| Noninterest expense | 490,000 | 1,037,000 | 1,545,000 | 2,044,000 |
| Provision for loan losses | 0 | 0 | 0 | 7,000 |
| Pretax income | 422,000 | 747,000 | 1,090,000 | 1,382,000 |
| Income tax | 90,000 | 160,000 | 249,000 | 249,000 |
| Net income | 332,000 | 587,000 | 841,000 | 1,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,266,000 | 22,522,000 | 22,526,000 | 23,248,000 |
| Total capital | 22,397,000 | 22,653,000 | 22,638,000 | 23,372,000 |
| Risk-weighted assets | 40,422,000 | 41,680,000 | 43,037,000 | 41,723,000 |