Call reports 2018
DILLEY STATE BANK — 2018
What DILLEY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 128,123,000 | 127,978,000 | 121,674,000 | 125,466,000 |
| Total loans | 17,432,000 | 18,478,000 | 15,739,000 | 16,049,000 |
| Allowance for loan losses | 174,000 | 169,000 | 162,000 | 130,000 |
| Securities available for sale | 91,906,000 | 97,463,000 | 94,629,000 | 92,173,000 |
| Securities held to maturity | 323,000 | 236,000 | 170,000 | 112,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,496,000 | 108,338,000 | 101,897,000 | 105,217,000 |
| Interest-bearing deposits | 76,583,000 | 74,949,000 | 73,576,000 | 75,429,000 |
| Noninterest-bearing deposits | 31,913,000 | 33,389,000 | 28,321,000 | 29,788,000 |
| Equity capital | 19,207,000 | 19,220,000 | 19,355,000 | 19,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 802,000 | 1,639,000 | 2,468,000 | 3,328,000 |
| Interest expense | 54,000 | 104,000 | 158,000 | 228,000 |
| Net interest income | 748,000 | 1,535,000 | 2,310,000 | 3,100,000 |
| Noninterest income | 99,000 | 177,000 | 277,000 | 369,000 |
| Noninterest expense | 558,000 | 1,075,000 | 1,602,000 | 2,142,000 |
| Provision for loan losses | -30,000 | -30,000 | -30,000 | -57,000 |
| Pretax income | 319,000 | 668,000 | 1,016,000 | 1,385,000 |
| Income tax | 51,000 | 151,000 | 201,000 | 281,000 |
| Net income | 268,000 | 517,000 | 815,000 | 1,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,399,000 | 21,647,000 | 21,945,000 | 22,234,000 |
| Total capital | 21,573,000 | 21,816,000 | 22,107,000 | 22,364,000 |
| Risk-weighted assets | 40,974,000 | 42,054,000 | 37,678,000 | 39,595,000 |