Call reports 2017
DILLEY STATE BANK — 2017
What DILLEY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 124,417,000 | 124,401,000 | 125,374,000 | 124,816,000 |
| Total loans | 15,895,000 | 15,881,000 | 15,675,000 | 17,771,000 |
| Allowance for loan losses | 198,000 | 195,000 | 209,000 | 204,000 |
| Securities available for sale | 92,734,000 | 92,997,000 | 95,802,000 | 94,402,000 |
| Securities held to maturity | 908,000 | 750,000 | 605,000 | 437,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,912,000 | 103,301,000 | 104,090,000 | 103,689,000 |
| Interest-bearing deposits | 76,061,000 | 76,207,000 | 74,833,000 | 72,770,000 |
| Noninterest-bearing deposits | 27,851,000 | 27,094,000 | 29,257,000 | 30,919,000 |
| Equity capital | 20,084,000 | 20,771,000 | 20,915,000 | 20,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 687,000 | 1,460,000 | 2,227,000 | 2,999,000 |
| Interest expense | 54,000 | 106,000 | 158,000 | 209,000 |
| Net interest income | 633,000 | 1,354,000 | 2,069,000 | 2,790,000 |
| Noninterest income | 108,000 | 211,000 | 308,000 | 402,000 |
| Noninterest expense | 483,000 | 933,000 | 1,424,000 | 1,952,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 15,000 |
| Pretax income | 258,000 | 632,000 | 938,000 | 1,225,000 |
| Income tax | 95,000 | 184,000 | 314,000 | 389,000 |
| Net income | 163,000 | 448,000 | 624,000 | 836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,772,000 | 21,058,000 | 21,234,000 | 21,430,000 |
| Total capital | 20,970,000 | 21,253,000 | 21,443,000 | 21,634,000 |
| Risk-weighted assets | 37,321,000 | 37,374,000 | 37,585,000 | 39,997,000 |