Call reports 2016
DILLEY STATE BANK — 2016
What DILLEY STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 126,568,000 | 126,667,000 | 124,562,000 | 121,558,000 |
| Total loans | 15,400,000 | 14,604,000 | 14,545,000 | 14,262,000 |
| Allowance for loan losses | 177,000 | 229,000 | 201,000 | 196,000 |
| Securities available for sale | 96,932,000 | 95,406,000 | 96,297,000 | 89,764,000 |
| Securities held to maturity | 1,833,000 | 1,607,000 | 1,372,000 | 1,142,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,463,000 | 104,765,000 | 102,288,000 | 101,335,000 |
| Interest-bearing deposits | 77,856,000 | 77,543,000 | 77,123,000 | 76,927,000 |
| Noninterest-bearing deposits | 27,607,000 | 27,222,000 | 25,165,000 | 24,408,000 |
| Equity capital | 20,528,000 | 21,146,000 | 21,466,000 | 19,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 785,000 | 1,559,000 | 2,230,000 | 2,864,000 |
| Interest expense | 56,000 | 112,000 | 166,000 | 222,000 |
| Net interest income | 729,000 | 1,447,000 | 2,064,000 | 2,642,000 |
| Noninterest income | 119,000 | 227,000 | 343,000 | 451,000 |
| Noninterest expense | 497,000 | 953,000 | 1,428,000 | 1,909,000 |
| Provision for loan losses | 5,000 | 25,000 | -5,000 | -5,000 |
| Pretax income | 346,000 | 696,000 | 984,000 | 1,230,000 |
| Income tax | 120,000 | 270,000 | 360,000 | 435,000 |
| Net income | 226,000 | 426,000 | 624,000 | 795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,240,000 | 20,440,000 | 20,638,000 | 20,809,000 |
| Total capital | 20,417,000 | 20,669,000 | 20,839,000 | 21,005,000 |
| Risk-weighted assets | 36,409,000 | 35,920,000 | 35,626,000 | 35,917,000 |