Call reports 2015
DILLEY STATE BANK — 2015
What DILLEY STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 141,070,000 | 132,229,000 | 130,063,000 | 128,705,000 |
| Total loans | 12,815,000 | 13,013,000 | 16,092,000 | 15,238,000 |
| Allowance for loan losses | 206,000 | 159,000 | 168,000 | 165,000 |
| Securities available for sale | 105,255,000 | 105,644,000 | 104,302,000 | 99,792,000 |
| Securities held to maturity | 3,023,000 | 2,704,000 | 2,394,000 | 2,093,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,469,000 | 112,116,000 | 109,340,000 | 108,315,000 |
| Interest-bearing deposits | 87,754,000 | 82,288,000 | 79,870,000 | 79,013,000 |
| Noninterest-bearing deposits | 32,715,000 | 29,828,000 | 29,470,000 | 29,302,000 |
| Equity capital | 19,985,000 | 19,870,000 | 20,289,000 | 20,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 858,000 | 1,663,000 | 2,451,000 | 3,254,000 |
| Interest expense | 58,000 | 119,000 | 177,000 | 234,000 |
| Net interest income | 800,000 | 1,544,000 | 2,274,000 | 3,020,000 |
| Noninterest income | 115,000 | 227,000 | 345,000 | 465,000 |
| Noninterest expense | 510,000 | 990,000 | 1,483,000 | 2,001,000 |
| Provision for loan losses | 0 | -55,000 | -55,000 | -55,000 |
| Pretax income | 405,000 | 836,000 | 1,191,000 | 1,539,000 |
| Income tax | 140,000 | 290,000 | 420,000 | 540,000 |
| Net income | 265,000 | 546,000 | 771,000 | 999,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,580,000 | 19,861,000 | 20,087,000 | 20,314,000 |
| Total capital | 19,786,000 | 20,020,000 | 20,255,000 | 20,479,000 |
| Risk-weighted assets | 35,024,000 | 33,880,000 | 36,343,000 | 36,899,000 |