Call reports 2014
DILLEY STATE BANK — 2014
What DILLEY STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 131,741,000 | 132,285,000 | 137,176,000 | 138,001,000 |
| Total loans | 16,625,000 | 15,491,000 | 14,618,000 | 14,952,000 |
| Allowance for loan losses | 244,000 | 252,000 | 228,000 | 231,000 |
| Securities available for sale | 92,169,000 | 96,676,000 | 103,551,000 | 102,624,000 |
| Securities held to maturity | 4,479,000 | 4,120,000 | 3,711,000 | 3,365,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,606,000 | 113,234,000 | 118,233,000 | 117,903,000 |
| Interest-bearing deposits | 82,784,000 | 81,809,000 | 87,267,000 | 85,876,000 |
| Noninterest-bearing deposits | 30,822,000 | 31,425,000 | 30,966,000 | 32,027,000 |
| Equity capital | 17,783,000 | 18,774,000 | 18,564,000 | 19,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 926,000 | 1,818,000 | 2,685,000 | 3,551,000 |
| Interest expense | 55,000 | 112,000 | 173,000 | 234,000 |
| Net interest income | 871,000 | 1,706,000 | 2,512,000 | 3,317,000 |
| Noninterest income | 124,000 | 252,000 | 380,000 | 507,000 |
| Noninterest expense | 405,000 | 823,000 | 1,312,000 | 1,759,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 596,000 | 1,141,000 | 1,586,000 | 2,071,000 |
| Income tax | 140,000 | 333,000 | 580,000 | 750,000 |
| Net income | 456,000 | 808,000 | 1,006,000 | 1,321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,420,000 | 18,770,000 | 19,003,000 | 19,315,000 |
| Total capital | 18,664,000 | 19,022,000 | 19,231,000 | 19,546,000 |
| Risk-weighted assets | 35,845,000 | 34,826,000 | 35,809,000 | 36,977,000 |