Call reports 2013
DILLEY STATE BANK — 2013
What DILLEY STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 113,949,000 | 120,158,000 | 121,871,000 | 125,623,000 |
| Total loans | 16,129,000 | 17,219,000 | 17,502,000 | 17,614,000 |
| Allowance for loan losses | 219,000 | 221,000 | 229,000 | 233,000 |
| Securities available for sale | 71,199,000 | 78,685,000 | 86,754,000 | 92,426,000 |
| Securities held to maturity | 6,569,000 | 5,838,000 | 5,314,000 | 4,890,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,398,000 | 102,213,000 | 104,890,000 | 108,107,000 |
| Interest-bearing deposits | 67,013,000 | 66,833,000 | 74,779,000 | 79,036,000 |
| Noninterest-bearing deposits | 28,385,000 | 35,380,000 | 30,111,000 | 29,071,000 |
| Equity capital | 17,882,000 | 17,596,000 | 16,754,000 | 17,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 633,000 | 1,278,000 | 1,951,000 | 2,805,000 |
| Interest expense | 55,000 | 107,000 | 159,000 | 217,000 |
| Net interest income | 578,000 | 1,171,000 | 1,792,000 | 2,588,000 |
| Noninterest income | 124,000 | 235,000 | 360,000 | 490,000 |
| Noninterest expense | 369,000 | 750,000 | 1,110,000 | 1,638,000 |
| Provision for loan losses | -25,000 | -25,000 | -25,000 | 20,000 |
| Pretax income | 358,000 | 681,000 | 1,067,000 | 1,453,000 |
| Income tax | 130,000 | 225,000 | 320,000 | 460,000 |
| Net income | 228,000 | 456,000 | 747,000 | 993,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,198,000 | 17,427,000 | 17,717,000 | 17,963,000 |
| Total capital | 17,417,000 | 17,648,000 | 17,946,000 | 18,196,000 |
| Risk-weighted assets | 30,101,000 | 32,885,000 | 34,505,000 | 35,341,000 |