Call reports 2012
DILLEY STATE BANK — 2012
What DILLEY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 98,990,000 | 101,125,000 | 104,278,000 | 108,965,000 |
| Total loans | 12,978,000 | 11,217,000 | 13,271,000 | 16,604,000 |
| Allowance for loan losses | 204,000 | 224,000 | 226,000 | 233,000 |
| Securities available for sale | 63,181,000 | 66,104,000 | 72,180,000 | 67,876,000 |
| Securities held to maturity | 9,708,000 | 8,758,000 | 8,059,000 | 7,342,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,398,000 | 82,341,000 | 84,814,000 | 90,309,000 |
| Interest-bearing deposits | 56,367,000 | 56,663,000 | 56,392,000 | 61,278,000 |
| Noninterest-bearing deposits | 24,031,000 | 25,678,000 | 28,422,000 | 29,031,000 |
| Equity capital | 17,652,000 | 17,991,000 | 18,514,000 | 17,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 680,000 | 1,351,000 | 2,007,000 | 2,626,000 |
| Interest expense | 65,000 | 127,000 | 184,000 | 239,000 |
| Net interest income | 615,000 | 1,224,000 | 1,823,000 | 2,387,000 |
| Noninterest income | 111,000 | 231,000 | 356,000 | 482,000 |
| Noninterest expense | 346,000 | 683,000 | 1,029,000 | 1,397,000 |
| Provision for loan losses | 41,000 | 41,000 | 41,000 | 41,000 |
| Pretax income | 339,000 | 731,000 | 1,109,000 | 1,446,000 |
| Income tax | 130,000 | 200,000 | 350,000 | 480,000 |
| Net income | 209,000 | 531,000 | 759,000 | 966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,814,000 | 17,135,000 | 17,364,000 | 16,971,000 |
| Total capital | 17,018,000 | 17,359,000 | 17,590,000 | 17,204,000 |
| Risk-weighted assets | 23,924,000 | 23,293,000 | 25,985,000 | 29,666,000 |