Call reports 2011
DILLEY STATE BANK — 2011
What DILLEY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 89,029,000 | 86,128,000 | 88,306,000 | 95,830,000 |
| Total loans | 8,597,000 | 8,806,000 | 8,929,000 | 12,278,000 |
| Allowance for loan losses | 146,000 | 148,000 | 186,000 | 162,000 |
| Securities available for sale | 54,042,000 | 57,071,000 | 57,105,000 | 58,425,000 |
| Securities held to maturity | 13,222,000 | 12,383,000 | 11,454,000 | 10,511,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,017,000 | 68,437,000 | 69,707,000 | 77,225,000 |
| Interest-bearing deposits | 54,228,000 | 49,650,000 | 50,504,000 | 56,183,000 |
| Noninterest-bearing deposits | 17,789,000 | 18,787,000 | 19,203,000 | 21,042,000 |
| Equity capital | 16,423,000 | 16,991,000 | 17,651,000 | 17,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 662,000 | 1,392,000 | 2,059,000 | 2,666,000 |
| Interest expense | 81,000 | 151,000 | 218,000 | 283,000 |
| Net interest income | 581,000 | 1,241,000 | 1,841,000 | 2,383,000 |
| Noninterest income | 102,000 | 203,000 | 321,000 | 435,000 |
| Noninterest expense | 322,000 | 672,000 | 979,000 | 1,313,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 0 |
| Pretax income | 361,000 | 772,000 | 1,177,000 | 1,524,000 |
| Income tax | 95,000 | 200,000 | 375,000 | 500,000 |
| Net income | 266,000 | 572,000 | 802,000 | 1,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,146,000 | 16,453,000 | 16,682,000 | 16,904,000 |
| Total capital | 16,292,000 | 16,601,000 | 16,868,000 | 17,066,000 |
| Risk-weighted assets | 18,920,000 | 18,486,000 | 18,856,000 | 22,929,000 |