Call reports 2010
DILLEY STATE BANK — 2010
What DILLEY STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 68,939,000 | 73,410,000 | 75,816,000 | 87,960,000 |
| Total loans | 9,713,000 | 9,109,000 | 9,521,000 | 8,299,000 |
| Allowance for loan losses | 156,000 | 160,000 | 151,000 | 120,000 |
| Securities available for sale | 27,227,000 | 36,259,000 | 41,219,000 | 47,174,000 |
| Securities held to maturity | 19,045,000 | 17,820,000 | 16,269,000 | 14,567,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,669,000 | 56,735,000 | 58,671,000 | 71,506,000 |
| Interest-bearing deposits | 41,971,000 | 45,317,000 | 45,537,000 | 57,161,000 |
| Noninterest-bearing deposits | 10,698,000 | 11,418,000 | 13,134,000 | 14,345,000 |
| Equity capital | 15,776,000 | 16,157,000 | 16,490,000 | 15,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 581,000 | 1,231,000 | 1,893,000 | 2,507,000 |
| Interest expense | 102,000 | 218,000 | 307,000 | 399,000 |
| Net interest income | 479,000 | 1,013,000 | 1,586,000 | 2,108,000 |
| Noninterest income | 106,000 | 207,000 | 309,000 | 419,000 |
| Noninterest expense | 322,000 | 647,000 | 978,000 | 1,406,000 |
| Provision for loan losses | 0 | 0 | 0 | 18,000 |
| Pretax income | 263,000 | 573,000 | 917,000 | 1,103,000 |
| Income tax | 60,000 | 135,000 | 300,000 | 375,000 |
| Net income | 203,000 | 438,000 | 617,000 | 728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,657,000 | 15,892,000 | 16,072,000 | 16,180,000 |
| Total capital | 15,813,000 | 16,052,000 | 16,223,000 | 16,300,000 |
| Risk-weighted assets | 16,484,000 | 15,479,000 | 16,493,000 | 18,517,000 |