Call reports 2009
DILLEY STATE BANK — 2009
What DILLEY STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 55,853,000 | 55,565,000 | 54,736,000 | 63,421,000 |
| Total loans | 9,455,000 | 9,737,000 | 9,500,000 | 9,513,000 |
| Allowance for loan losses | 70,000 | 58,000 | 79,000 | 136,000 |
| Securities available for sale | 9,543,000 | 13,595,000 | 16,305,000 | 18,755,000 |
| Securities held to maturity | 29,868,000 | 26,033,000 | 24,491,000 | 21,177,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,144,000 | 39,545,000 | 38,511,000 | 47,041,000 |
| Interest-bearing deposits | 31,099,000 | 30,451,000 | 30,266,000 | 37,013,000 |
| Noninterest-bearing deposits | 9,045,000 | 9,094,000 | 8,245,000 | 10,028,000 |
| Equity capital | 15,321,000 | 15,548,000 | 15,717,000 | 15,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 626,000 | 1,259,000 | 1,876,000 | 2,451,000 |
| Interest expense | 123,000 | 233,000 | 339,000 | 445,000 |
| Net interest income | 503,000 | 1,026,000 | 1,537,000 | 2,006,000 |
| Noninterest income | 109,000 | 219,000 | 335,000 | 451,000 |
| Noninterest expense | 271,000 | 577,000 | 870,000 | 1,200,000 |
| Provision for loan losses | 0 | 0 | 59,000 | 174,000 |
| Pretax income | 341,000 | 668,000 | 943,000 | 1,083,000 |
| Income tax | 65,000 | 175,000 | 325,000 | 385,000 |
| Net income | 276,000 | 493,000 | 618,000 | 698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,338,000 | 15,554,000 | 15,679,000 | 15,759,000 |
| Total capital | 15,408,000 | 15,612,000 | 15,758,000 | 15,895,000 |
| Risk-weighted assets | 15,399,000 | 15,465,000 | 14,396,000 | 15,872,000 |