Call reports 2008
DILLEY STATE BANK — 2008
What DILLEY STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 50,817,000 | 50,491,000 | 52,191,000 | 57,768,000 |
| Total loans | 9,699,000 | 9,560,000 | 10,610,000 | 9,995,000 |
| Allowance for loan losses | 252,000 | 224,000 | 220,000 | 67,000 |
| Securities available for sale | 3,892,000 | 3,568,000 | 3,395,000 | 6,982,000 |
| Securities held to maturity | 30,154,000 | 28,319,000 | 29,035,000 | 31,837,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,459,000 | 35,002,000 | 36,455,000 | 42,035,000 |
| Interest-bearing deposits | 26,222,000 | 25,975,000 | 26,861,000 | 32,381,000 |
| Noninterest-bearing deposits | 9,237,000 | 9,027,000 | 9,594,000 | 9,654,000 |
| Equity capital | 14,939,000 | 15,068,000 | 15,350,000 | 15,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 648,000 | 1,250,000 | 1,854,000 | 2,472,000 |
| Interest expense | 183,000 | 329,000 | 467,000 | 605,000 |
| Net interest income | 465,000 | 921,000 | 1,387,000 | 1,867,000 |
| Noninterest income | 125,000 | 256,000 | 390,000 | 522,000 |
| Noninterest expense | 274,000 | 562,000 | 832,000 | 1,161,000 |
| Provision for loan losses | 0 | 0 | 0 | 90,000 |
| Pretax income | 316,000 | 615,000 | 945,000 | 1,138,000 |
| Income tax | 75,000 | 200,000 | 280,000 | 460,000 |
| Net income | 241,000 | 415,000 | 665,000 | 678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,925,000 | 15,099,000 | 15,348,000 | 15,361,000 |
| Total capital | 15,145,000 | 15,314,000 | 15,568,000 | 15,428,000 |
| Risk-weighted assets | 17,540,000 | 17,160,000 | 18,387,000 | 16,749,000 |