Call reports 2007
DILLEY STATE BANK — 2007
What DILLEY STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 51,755,000 | 49,401,000 | 51,749,000 | 53,323,000 |
| Total loans | 7,982,000 | 8,402,000 | 9,051,000 | 9,479,000 |
| Allowance for loan losses | 269,000 | 269,000 | 260,000 | 254,000 |
| Securities available for sale | 2,755,000 | 2,542,000 | 2,449,000 | 4,038,000 |
| Securities held to maturity | 34,451,000 | 33,730,000 | 31,275,000 | 26,927,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,922,000 | 34,444,000 | 36,463,000 | 37,978,000 |
| Interest-bearing deposits | 27,711,000 | 26,565,000 | 28,694,000 | 29,742,000 |
| Noninterest-bearing deposits | 9,211,000 | 7,879,000 | 7,769,000 | 8,236,000 |
| Equity capital | 14,517,000 | 14,673,000 | 14,870,000 | 14,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 619,000 | 1,229,000 | 1,840,000 | 2,494,000 |
| Interest expense | 181,000 | 368,000 | 549,000 | 745,000 |
| Net interest income | 438,000 | 861,000 | 1,291,000 | 1,749,000 |
| Noninterest income | 120,000 | 239,000 | 358,000 | 480,000 |
| Noninterest expense | 289,000 | 582,000 | 885,000 | 1,278,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 269,000 | 518,000 | 764,000 | 951,000 |
| Income tax | 90,000 | 165,000 | 240,000 | 355,000 |
| Net income | 179,000 | 353,000 | 524,000 | 596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,566,000 | 14,740,000 | 14,911,000 | 14,983,000 |
| Total capital | 14,777,000 | 14,950,000 | 15,135,000 | 15,213,000 |
| Risk-weighted assets | 16,797,000 | 16,704,000 | 17,845,000 | 18,352,000 |