Call reports 2006
DILLEY STATE BANK — 2006
What DILLEY STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 49,939,000 | 47,949,000 | 47,865,000 | 54,682,000 |
| Total loans | 7,683,000 | 7,689,000 | 7,165,000 | 7,062,000 |
| Allowance for loan losses | 284,000 | 285,000 | 283,000 | 273,000 |
| Securities available for sale | 3,593,000 | 3,240,000 | 3,090,000 | 2,932,000 |
| Securities held to maturity | 34,304,000 | 32,959,000 | 31,486,000 | 32,750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,571,000 | 33,428,000 | 33,130,000 | 39,800,000 |
| Interest-bearing deposits | 25,858,000 | 24,180,000 | 24,111,000 | 29,614,000 |
| Noninterest-bearing deposits | 9,713,000 | 9,248,000 | 9,019,000 | 10,186,000 |
| Equity capital | 14,140,000 | 14,302,000 | 14,459,000 | 14,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 549,000 | 1,102,000 | 1,657,000 | 2,241,000 |
| Interest expense | 140,000 | 285,000 | 441,000 | 609,000 |
| Net interest income | 409,000 | 817,000 | 1,216,000 | 1,632,000 |
| Noninterest income | 103,000 | 209,000 | 321,000 | 440,000 |
| Noninterest expense | 286,000 | 568,000 | 858,000 | 1,161,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 226,000 | 458,000 | 679,000 | 911,000 |
| Income tax | 65,000 | 110,000 | 210,000 | 290,000 |
| Net income | 161,000 | 348,000 | 469,000 | 621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,226,000 | 14,412,000 | 14,534,000 | 14,687,000 |
| Total capital | 14,429,000 | 14,611,000 | 14,726,000 | 14,895,000 |
| Risk-weighted assets | 16,190,000 | 15,804,000 | 15,265,000 | 16,554,000 |