Call reports 2005
DILLEY STATE BANK — 2005
What DILLEY STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 45,566,000 | 46,279,000 | 48,620,000 | 51,369,000 |
| Total loans | 7,949,000 | 8,286,000 | 8,197,000 | 7,759,000 |
| Allowance for loan losses | 318,000 | 317,000 | 291,000 | 281,000 |
| Securities available for sale | 4,912,000 | 4,552,000 | 4,160,000 | 3,862,000 |
| Securities held to maturity | 29,510,000 | 28,720,000 | 28,791,000 | 32,191,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,447,000 | 32,023,000 | 34,230,000 | 36,848,000 |
| Interest-bearing deposits | 24,266,000 | 24,003,000 | 25,856,000 | 27,633,000 |
| Noninterest-bearing deposits | 7,181,000 | 8,020,000 | 8,374,000 | 9,215,000 |
| Equity capital | 13,888,000 | 14,041,000 | 14,177,000 | 14,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 480,000 | 956,000 | 1,444,000 | 1,973,000 |
| Interest expense | 82,000 | 168,000 | 267,000 | 381,000 |
| Net interest income | 398,000 | 788,000 | 1,177,000 | 1,592,000 |
| Noninterest income | 157,000 | 250,000 | 357,000 | 459,000 |
| Noninterest expense | 289,000 | 557,000 | 838,000 | 1,145,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 266,000 | 481,000 | 696,000 | 906,000 |
| Income tax | 90,000 | 160,000 | 230,000 | 300,000 |
| Net income | 176,000 | 321,000 | 466,000 | 606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,936,000 | 14,081,000 | 14,226,000 | 14,365,000 |
| Total capital | 14,128,000 | 14,278,000 | 14,456,000 | 14,571,000 |
| Risk-weighted assets | 15,223,000 | 15,619,000 | 18,342,000 | 16,403,000 |