Call reports 2004
DILLEY STATE BANK — 2004
What DILLEY STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 47,206,000 | 46,150,000 | 44,768,000 | 48,393,000 |
| Total loans | 7,877,000 | 7,529,000 | 7,861,000 | 7,944,000 |
| Allowance for loan losses | 286,000 | 286,000 | 321,000 | 317,000 |
| Securities available for sale | 5,138,000 | 4,486,000 | 4,078,000 | 5,328,000 |
| Securities held to maturity | 27,073,000 | 28,842,000 | 30,536,000 | 29,249,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,347,000 | 32,296,000 | 30,722,000 | 34,218,000 |
| Interest-bearing deposits | 26,152,000 | 25,229,000 | 24,045,000 | 25,983,000 |
| Noninterest-bearing deposits | 7,195,000 | 7,067,000 | 6,677,000 | 8,235,000 |
| Equity capital | 13,640,000 | 13,701,000 | 13,900,000 | 14,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 440,000 | 865,000 | 1,327,000 | 1,797,000 |
| Interest expense | 65,000 | 126,000 | 185,000 | 252,000 |
| Net interest income | 375,000 | 739,000 | 1,142,000 | 1,545,000 |
| Noninterest income | 105,000 | 220,000 | 316,000 | 411,000 |
| Noninterest expense | 315,000 | 594,000 | 868,000 | 1,142,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 165,000 | 365,000 | 590,000 | 814,000 |
| Income tax | 45,000 | 115,000 | 185,000 | 265,000 |
| Net income | 120,000 | 250,000 | 405,000 | 549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,630,000 | 13,760,000 | 13,916,000 | 14,060,000 |
| Total capital | 13,827,000 | 13,951,000 | 14,106,000 | 14,259,000 |
| Risk-weighted assets | 15,682,000 | 15,162,000 | 15,077,000 | 15,793,000 |