Call reports 2003
DILLEY STATE BANK — 2003
What DILLEY STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 49,345,000 | 47,579,000 | 48,279,000 | 50,566,000 |
| Total loans | 9,288,000 | 8,897,000 | 8,857,000 | 8,327,000 |
| Allowance for loan losses | 354,000 | 351,000 | 344,000 | 335,000 |
| Securities available for sale | 4,835,000 | 5,951,000 | 5,021,000 | 4,446,000 |
| Securities held to maturity | 27,677,000 | 25,599,000 | 26,043,000 | 29,374,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,473,000 | 33,781,000 | 34,433,000 | 36,622,000 |
| Interest-bearing deposits | 28,270,000 | 24,517,000 | 24,541,000 | 28,551,000 |
| Noninterest-bearing deposits | 7,203,000 | 9,264,000 | 9,892,000 | 8,071,000 |
| Equity capital | 13,486,000 | 13,594,000 | 13,664,000 | 13,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 526,000 | 973,000 | 1,371,000 | 1,803,000 |
| Interest expense | 103,000 | 190,000 | 265,000 | 337,000 |
| Net interest income | 423,000 | 783,000 | 1,106,000 | 1,466,000 |
| Noninterest income | 111,000 | 215,000 | 323,000 | 416,000 |
| Noninterest expense | 276,000 | 560,000 | 834,000 | 1,110,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 258,000 | 438,000 | 595,000 | 772,000 |
| Income tax | 90,000 | 145,000 | 180,000 | 245,000 |
| Net income | 168,000 | 293,000 | 415,000 | 527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,450,000 | 13,575,000 | 13,697,000 | 13,809,000 |
| Total capital | 13,667,000 | 13,782,000 | 13,907,000 | 14,019,000 |
| Risk-weighted assets | 17,212,000 | 16,451,000 | 16,688,000 | 16,711,000 |