Call reports 2002
DILLEY STATE BANK — 2002
What DILLEY STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 49,957,000 | 49,880,000 | 51,197,000 | 51,167,000 |
| Total loans | 9,116,000 | 9,379,000 | 9,521,000 | 9,616,000 |
| Allowance for loan losses | 293,000 | 291,000 | 282,000 | 349,000 |
| Securities available for sale | 0 | 8,109,000 | 7,018,000 | 5,932,000 |
| Securities held to maturity | 32,812,000 | 25,360,000 | 25,403,000 | 26,978,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,553,000 | 36,446,000 | 37,530,000 | 37,307,000 |
| Interest-bearing deposits | 28,874,000 | 29,062,000 | 28,611,000 | 29,354,000 |
| Noninterest-bearing deposits | 7,679,000 | 7,384,000 | 8,919,000 | 7,953,000 |
| Equity capital | 13,011,000 | 13,187,000 | 13,416,000 | 13,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 676,000 | 1,333,000 | 1,975,000 | 2,540,000 |
| Interest expense | 206,000 | 393,000 | 562,000 | 703,000 |
| Net interest income | 470,000 | 940,000 | 1,413,000 | 1,837,000 |
| Noninterest income | 110,000 | 218,000 | 334,000 | 449,000 |
| Noninterest expense | 248,000 | 511,000 | 779,000 | 1,067,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 332,000 | 647,000 | 968,000 | 1,219,000 |
| Income tax | 90,000 | 195,000 | 300,000 | 405,000 |
| Net income | 242,000 | 452,000 | 668,000 | 814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,011,000 | 13,221,000 | 13,437,000 | 13,583,000 |
| Total capital | 13,232,000 | 13,443,000 | 13,662,000 | 13,808,000 |
| Risk-weighted assets | 17,573,000 | 17,725,000 | 17,923,000 | 17,867,000 |