Call reports 2001
DILLEY STATE BANK — 2001
What DILLEY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 48,350,000 | 47,996,000 | 47,867,000 | 50,242,000 |
| Total loans | 9,188,000 | 8,846,000 | 8,801,000 | 8,754,000 |
| Allowance for loan losses | 360,000 | 371,000 | 370,000 | 288,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 30,277,000 | 30,600,000 | 29,691,000 | 32,262,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,369,000 | 35,060,000 | 34,667,000 | 36,822,000 |
| Interest-bearing deposits | 28,399,000 | 27,434,000 | 27,816,000 | 28,516,000 |
| Noninterest-bearing deposits | 6,970,000 | 7,626,000 | 6,851,000 | 8,306,000 |
| Equity capital | 12,497,000 | 12,716,000 | 12,878,000 | 13,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 964,000 | 1,777,000 | 2,482,000 | 3,159,000 |
| Interest expense | 308,000 | 589,000 | 848,000 | 1,072,000 |
| Net interest income | 656,000 | 1,188,000 | 1,634,000 | 2,087,000 |
| Noninterest income | 109,000 | 212,000 | 320,000 | 445,000 |
| Noninterest expense | 244,000 | 500,000 | 757,000 | 1,029,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 521,000 | 900,000 | 1,197,000 | 1,503,000 |
| Income tax | 105,000 | 265,000 | 400,000 | 505,000 |
| Net income | 416,000 | 635,000 | 797,000 | 998,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,497,000 | 12,716,000 | 12,878,000 | 13,079,000 |
| Total capital | 12,711,000 | 12,932,000 | 13,092,000 | 13,296,000 |
| Risk-weighted assets | 16,989,000 | 16,752,000 | 16,978,000 | 17,311,000 |