Call reports 2014
1ST ENTERPRISE BANK — 2014
What 1ST ENTERPRISE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Total assets | 775,912,000 | 789,973,000 | 800,739,000 |
| Total loans | 513,360,000 | 550,371,000 | 569,925,000 |
| Allowance for loan losses | 6,519,000 | 6,400,000 | 4,500,000 |
| Securities available for sale | 113,071,000 | 109,816,000 | 105,512,000 |
| Securities held to maturity | 61,769,000 | 61,015,000 | 60,433,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 651,572,000 | 693,152,000 | 690,654,000 |
| Interest-bearing deposits | 330,072,000 | 358,120,000 | 352,258,000 |
| Noninterest-bearing deposits | 321,500,000 | 335,032,000 | 338,396,000 |
| Equity capital | 71,087,000 | 72,315,000 | 74,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Interest income | 6,268,000 | 12,565,000 | 19,294,000 |
| Interest expense | 191,000 | 387,000 | 593,000 |
| Net interest income | 6,077,000 | 12,178,000 | 18,701,000 |
| Noninterest income | 900,000 | 1,860,000 | 2,806,000 |
| Noninterest expense | 4,684,000 | 10,079,000 | 14,329,000 |
| Provision for loan losses | 0 | -140,000 | -693,000 |
| Pretax income | 2,334,000 | 4,157,000 | 7,929,000 |
| Income tax | 829,000 | 1,662,000 | 3,009,000 |
| Net income | 1,505,000 | 2,495,000 | 4,920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Tier 1 capital | 71,003,000 | 71,965,000 | 74,491,000 |
| Total capital | 77,842,000 | 79,186,000 | 79,591,000 |
| Risk-weighted assets | 639,560,000 | 685,554,000 | 699,338,000 |