Call reports 2013
1ST ENTERPRISE BANK — 2013
What 1ST ENTERPRISE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 701,784,000 | 716,111,000 | 731,337,000 | 760,001,000 |
| Total loans | 425,009,000 | 444,861,000 | 463,998,000 | 505,258,000 |
| Allowance for loan losses | 5,703,000 | 5,790,000 | 5,805,000 | 6,517,000 |
| Securities available for sale | 164,580,000 | 154,689,000 | 141,962,000 | 148,809,000 |
| Securities held to maturity | 55,753,000 | 61,931,000 | 61,274,000 | 62,118,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 601,440,000 | 600,499,000 | 629,492,000 | 642,799,000 |
| Interest-bearing deposits | 332,856,000 | 326,332,000 | 330,830,000 | 326,911,000 |
| Noninterest-bearing deposits | 268,584,000 | 274,167,000 | 298,662,000 | 315,888,000 |
| Equity capital | 66,360,000 | 67,228,000 | 68,344,000 | 69,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,390,000 | 11,001,000 | 16,620,000 | 22,636,000 |
| Interest expense | 192,000 | 376,000 | 556,000 | 745,000 |
| Net interest income | 5,198,000 | 10,625,000 | 16,064,000 | 21,891,000 |
| Noninterest income | 750,000 | 1,626,000 | 2,559,000 | 3,556,000 |
| Noninterest expense | 3,964,000 | 8,084,000 | 12,336,000 | 16,893,000 |
| Provision for loan losses | 542,000 | 607,000 | 612,000 | 1,322,000 |
| Pretax income | 1,442,000 | 3,564,000 | 5,667,000 | 7,224,000 |
| Income tax | 425,000 | 1,137,000 | 1,852,000 | 2,221,000 |
| Net income | 1,017,000 | 2,427,000 | 3,815,000 | 5,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,346,000 | 66,734,000 | 68,123,000 | 69,303,000 |
| Total capital | 71,334,000 | 72,804,000 | 74,193,000 | 76,028,000 |
| Risk-weighted assets | 548,403,000 | 566,318,000 | 592,444,000 | 631,505,000 |