Call reports 2012
1ST ENTERPRISE BANK — 2012
What 1ST ENTERPRISE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 578,961,000 | 619,076,000 | 661,829,000 | 706,138,000 |
| Total loans | 312,308,000 | 340,929,000 | 381,307,000 | 408,767,000 |
| Allowance for loan losses | 4,610,000 | 4,850,000 | 5,595,000 | 5,510,000 |
| Securities available for sale | 146,980,000 | 144,605,000 | 167,518,000 | 180,491,000 |
| Securities held to maturity | 57,412,000 | 57,068,000 | 56,114,000 | 56,026,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 519,604,000 | 550,956,000 | 591,876,000 | 612,100,000 |
| Interest-bearing deposits | 305,474,000 | 292,842,000 | 318,679,000 | 325,300,000 |
| Noninterest-bearing deposits | 214,130,000 | 258,114,000 | 273,197,000 | 286,800,000 |
| Equity capital | 51,135,000 | 64,035,000 | 65,040,000 | 65,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,532,000 | 9,330,000 | 14,309,000 | 19,586,000 |
| Interest expense | 195,000 | 370,000 | 549,000 | 723,000 |
| Net interest income | 4,337,000 | 8,960,000 | 13,760,000 | 18,863,000 |
| Noninterest income | 698,000 | 1,479,000 | 2,405,000 | 3,138,000 |
| Noninterest expense | 3,675,000 | 7,816,000 | 11,894,000 | 16,065,000 |
| Provision for loan losses | 10,000 | 250,000 | 995,000 | 1,508,000 |
| Pretax income | 1,485,000 | 2,624,000 | 3,546,000 | 5,327,000 |
| Income tax | 436,000 | 771,000 | 1,045,000 | 1,595,000 |
| Net income | 1,049,000 | 1,853,000 | 2,501,000 | 3,732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,770,000 | 62,506,000 | 63,140,000 | 64,356,000 |
| Total capital | 54,650,000 | 67,626,000 | 69,043,000 | 70,169,000 |
| Risk-weighted assets | 442,221,000 | 470,972,000 | 520,200,000 | 532,524,000 |