Call reports 2011
1ST ENTERPRISE BANK — 2011
What 1ST ENTERPRISE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 509,640,000 | 526,246,000 | 563,140,000 | 567,061,000 |
| Total loans | 231,635,000 | 238,139,000 | 255,028,000 | 292,587,000 |
| Allowance for loan losses | 3,757,000 | 4,000,000 | 4,035,000 | 4,600,000 |
| Securities available for sale | 169,773,000 | 171,235,000 | 193,057,000 | 173,155,000 |
| Securities held to maturity | 39,567,000 | 40,048,000 | 49,196,000 | 53,127,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 461,002,000 | 478,208,000 | 501,343,000 | 496,942,000 |
| Interest-bearing deposits | 276,051,000 | 278,469,000 | 274,492,000 | 281,587,000 |
| Noninterest-bearing deposits | 184,951,000 | 199,739,000 | 226,851,000 | 215,355,000 |
| Equity capital | 42,325,000 | 43,416,000 | 49,607,000 | 50,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,763,000 | 7,792,000 | 11,804,000 | 16,108,000 |
| Interest expense | 307,000 | 629,000 | 889,000 | 1,120,000 |
| Net interest income | 3,456,000 | 7,163,000 | 10,915,000 | 14,988,000 |
| Noninterest income | 503,000 | 947,000 | 1,441,000 | 2,210,000 |
| Noninterest expense | 3,150,000 | 6,491,000 | 9,715,000 | 13,020,000 |
| Provision for loan losses | 292,000 | 535,000 | 570,000 | 1,135,000 |
| Pretax income | 821,000 | 2,071,000 | 3,248,000 | 4,220,000 |
| Income tax | 226,000 | 644,000 | 1,057,000 | 1,068,000 |
| Net income | 595,000 | 1,427,000 | 2,191,000 | 3,152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,604,000 | 41,352,000 | 47,768,000 | 48,712,000 |
| Total capital | 44,729,000 | 45,677,000 | 52,128,000 | 53,562,000 |
| Risk-weighted assets | 346,916,000 | 348,589,000 | 367,240,000 | 405,600,000 |