Call reports 2010
1ST ENTERPRISE BANK — 2010
What 1ST ENTERPRISE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 404,094,000 | 464,316,000 | 491,027,000 | 502,284,000 |
| Total loans | 165,750,000 | 180,669,000 | 198,221,000 | 216,919,000 |
| Allowance for loan losses | 2,313,000 | 2,704,000 | 3,067,000 | 3,465,000 |
| Securities available for sale | 183,458,000 | 190,797,000 | 227,106,000 | 199,293,000 |
| Securities held to maturity | 13,856,000 | 19,710,000 | 25,958,000 | 39,616,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 355,529,000 | 420,125,000 | 443,020,000 | 441,352,000 |
| Interest-bearing deposits | 201,846,000 | 248,013,000 | 260,263,000 | 268,207,000 |
| Noninterest-bearing deposits | 153,683,000 | 172,112,000 | 182,757,000 | 173,146,000 |
| Equity capital | 41,022,000 | 41,347,000 | 40,746,000 | 42,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,667,000 | 7,286,000 | 11,283,000 | 15,060,000 |
| Interest expense | 271,000 | 586,000 | 936,000 | 1,260,000 |
| Net interest income | 3,396,000 | 6,700,000 | 10,347,000 | 13,800,000 |
| Noninterest income | 192,000 | 408,000 | 691,000 | 1,058,000 |
| Noninterest expense | 2,738,000 | 5,612,000 | 8,511,000 | 11,506,000 |
| Provision for loan losses | 57,000 | 448,000 | 811,000 | 1,209,000 |
| Pretax income | 795,000 | 1,233,000 | 1,903,000 | 2,478,000 |
| Income tax | 328,000 | 516,000 | 783,000 | 738,000 |
| Net income | 467,000 | 717,000 | 1,120,000 | 1,740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,829,000 | 38,985,000 | 39,540,000 | 40,105,000 |
| Total capital | 41,431,000 | 42,020,000 | 42,943,000 | 43,912,000 |
| Risk-weighted assets | 250,607,000 | 278,736,000 | 306,340,000 | 328,247,000 |