Call reports 2009
1ST ENTERPRISE BANK — 2009
What 1ST ENTERPRISE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 261,652,000 | 309,527,000 | 365,750,000 | 383,826,000 |
| Total loans | 126,249,000 | 135,933,000 | 138,108,000 | 161,605,000 |
| Allowance for loan losses | 1,567,000 | 1,695,000 | 1,924,000 | 2,256,000 |
| Securities available for sale | 114,850,000 | 135,407,000 | 177,070,000 | 199,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,533,000 | 275,078,000 | 329,644,000 | 338,889,000 |
| Interest-bearing deposits | 129,456,000 | 168,215,000 | 197,762,000 | 200,081,000 |
| Noninterest-bearing deposits | 97,077,000 | 106,863,000 | 131,882,000 | 138,808,000 |
| Equity capital | 32,146,000 | 32,684,000 | 33,105,000 | 39,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,599,000 | 5,520,000 | 8,746,000 | 12,483,000 |
| Interest expense | 203,000 | 427,000 | 669,000 | 960,000 |
| Net interest income | 2,396,000 | 5,093,000 | 8,077,000 | 11,523,000 |
| Noninterest income | 139,000 | 316,000 | 470,000 | 733,000 |
| Noninterest expense | 2,403,000 | 5,065,000 | 7,591,000 | 10,287,000 |
| Provision for loan losses | 32,000 | 160,000 | 389,000 | 720,000 |
| Pretax income | 100,000 | 286,000 | 669,000 | 1,403,000 |
| Income tax | -11,000 | -202,000 | -424,000 | -611,000 |
| Net income | 111,000 | 488,000 | 1,093,000 | 2,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,323,000 | 30,889,000 | 31,483,000 | 38,385,000 |
| Total capital | 32,105,000 | 32,799,000 | 33,628,000 | 40,871,000 |
| Risk-weighted assets | 182,990,000 | 200,354,000 | 210,478,000 | 240,055,000 |