Call reports 2008
1ST ENTERPRISE BANK — 2008
What 1ST ENTERPRISE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 188,726,000 | 205,041,000 | 224,778,000 | 243,653,000 |
| Total loans | 81,389,000 | 89,357,000 | 99,322,000 | 123,713,000 |
| Allowance for loan losses | 999,000 | 1,113,000 | 1,234,000 | 1,535,000 |
| Securities available for sale | 69,644,000 | 81,727,000 | 76,036,000 | 89,968,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,845,000 | 178,272,000 | 197,316,000 | 215,206,000 |
| Interest-bearing deposits | 110,795,000 | 116,073,000 | 121,774,000 | 133,138,000 |
| Noninterest-bearing deposits | 50,050,000 | 62,199,000 | 75,542,000 | 82,068,000 |
| Equity capital | 26,732,000 | 25,525,000 | 26,124,000 | 27,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,207,000 | 4,340,000 | 6,750,000 | 9,175,000 |
| Interest expense | 435,000 | 714,000 | 1,065,000 | 1,360,000 |
| Net interest income | 1,772,000 | 3,626,000 | 5,685,000 | 7,815,000 |
| Noninterest income | 56,000 | 181,000 | 357,000 | 566,000 |
| Noninterest expense | 1,937,000 | 3,818,000 | 6,004,000 | 8,389,000 |
| Provision for loan losses | 110,000 | 224,000 | 345,000 | 646,000 |
| Pretax income | -219,000 | -235,000 | -301,000 | -628,000 |
| Income tax | 0 | 1,000 | 1,000 | -249,000 |
| Net income | -219,000 | -236,000 | -302,000 | -379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,914,000 | 25,169,000 | 25,523,000 | 25,622,000 |
| Total capital | 26,059,000 | 26,437,000 | 26,926,000 | 27,357,000 |
| Risk-weighted assets | 115,379,000 | 133,595,000 | 148,325,000 | 173,368,000 |