Call reports 2006
1ST ENTERPRISE BANK — 2006
What 1ST ENTERPRISE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Total assets | 60,109,000 | 114,482,000 |
| Total loans | 11,593,000 | 21,522,000 |
| Allowance for loan losses | 145,000 | 263,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 13,814,000 | 23,867,000 |
| Trading assets | 0 | 0 |
| Total deposits | 33,489,000 | 78,167,000 |
| Interest-bearing deposits | 22,843,000 | 48,986,000 |
| Noninterest-bearing deposits | 10,646,000 | 29,181,000 |
| Equity capital | 25,905,000 | 25,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Interest income | 710,000 | 1,849,000 |
| Interest expense | 78,000 | 355,000 |
| Net interest income | 632,000 | 1,494,000 |
| Noninterest income | 1,000 | 2,000 |
| Noninterest expense | 2,107,000 | 3,485,000 |
| Provision for loan losses | 145,000 | 263,000 |
| Pretax income | -1,619,000 | -2,252,000 |
| Income tax | 0 | 0 |
| Net income | -1,619,000 | -2,252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Tier 1 capital | 25,905,000 | 25,459,000 |
| Total capital | 26,050,000 | 25,770,000 |
| Risk-weighted assets | 22,896,000 | 41,936,000 |