Call reports 2025
HOME TRUST & SAVINGS BANK, THE — 2025
What HOME TRUST & SAVINGS BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 291,179,000 | 285,199,000 | 290,264,000 | 290,746,000 |
| Total loans | 204,833,000 | 200,250,000 | 199,138,000 | 209,468,000 |
| Allowance for loan losses | 2,404,000 | 2,442,000 | 2,455,000 | 2,454,000 |
| Securities available for sale | 75,457,000 | 70,864,000 | 72,630,000 | 70,962,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,862,000 | 247,172,000 | 254,925,000 | 254,952,000 |
| Interest-bearing deposits | 220,448,000 | 220,852,000 | 225,701,000 | 220,928,000 |
| Noninterest-bearing deposits | 29,414,000 | 26,320,000 | 29,224,000 | 34,024,000 |
| Equity capital | 24,191,000 | 24,547,000 | 26,939,000 | 27,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,297,000 | 6,610,000 | 10,059,000 | 13,523,000 |
| Interest expense | 1,771,000 | 3,542,000 | 5,291,000 | 6,948,000 |
| Net interest income | 1,526,000 | 3,068,000 | 4,768,000 | 6,575,000 |
| Noninterest income | 77,000 | 112,000 | 137,000 | 191,000 |
| Noninterest expense | 788,000 | 1,627,000 | 2,408,000 | 3,430,000 |
| Provision for loan losses | 100,000 | 150,000 | 160,000 | 160,000 |
| Pretax income | 715,000 | 1,403,000 | 2,337,000 | 3,176,000 |
| Income tax | 23,000 | 54,000 | 87,000 | 105,000 |
| Net income | 692,000 | 1,349,000 | 2,250,000 | 3,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,174,000 | 30,532,000 | 30,899,000 | 31,098,000 |
| Total capital | 32,578,000 | 32,974,000 | 33,354,000 | 33,552,000 |
| Risk-weighted assets | 211,998,000 | 206,806,000 | 206,796,000 | 210,252,000 |