Call reports 2024
HOME TRUST & SAVINGS BANK, THE — 2024
What HOME TRUST & SAVINGS BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 285,835,000 | 284,896,000 | 284,907,000 | 290,858,000 |
| Total loans | 194,586,000 | 197,276,000 | 194,441,000 | 201,240,000 |
| Allowance for loan losses | 2,326,000 | 2,273,000 | 2,282,000 | 2,271,000 |
| Securities available for sale | 80,386,000 | 76,638,000 | 78,440,000 | 77,652,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,217,000 | 235,212,000 | 243,100,000 | 246,396,000 |
| Interest-bearing deposits | 214,379,000 | 208,664,000 | 216,907,000 | 217,087,000 |
| Noninterest-bearing deposits | 26,838,000 | 26,548,000 | 26,193,000 | 29,309,000 |
| Equity capital | 21,592,000 | 20,154,000 | 23,287,000 | 22,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,061,000 | 6,198,000 | 9,401,000 | 12,606,000 |
| Interest expense | 1,974,000 | 3,966,000 | 5,958,000 | 7,756,000 |
| Net interest income | 1,087,000 | 2,232,000 | 3,443,000 | 4,850,000 |
| Noninterest income | 90,000 | 121,000 | 160,000 | 209,000 |
| Noninterest expense | 704,000 | 1,510,000 | 2,235,000 | 3,127,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 457,000 | 827,000 | 1,353,000 | 1,917,000 |
| Income tax | 12,000 | 16,000 | 23,000 | 45,000 |
| Net income | 445,000 | 811,000 | 1,330,000 | 1,872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,290,000 | 29,529,000 | 29,600,000 | 29,823,000 |
| Total capital | 31,616,000 | 31,802,000 | 31,882,000 | 32,094,000 |
| Risk-weighted assets | 204,211,000 | 205,286,000 | 204,016,000 | 209,777,000 |