Call reports 2023
HOME TRUST & SAVINGS BANK, THE — 2023
What HOME TRUST & SAVINGS BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 274,488,000 | 271,890,000 | 279,616,000 | 285,284,000 |
| Total loans | 176,110,000 | 177,936,000 | 185,648,000 | 191,429,000 |
| Allowance for loan losses | 2,336,000 | 2,336,000 | 2,330,000 | 2,331,000 |
| Securities available for sale | 85,033,000 | 81,677,000 | 79,746,000 | 80,629,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,049,000 | 234,479,000 | 242,955,000 | 240,013,000 |
| Interest-bearing deposits | 215,496,000 | 205,848,000 | 212,983,000 | 204,859,000 |
| Noninterest-bearing deposits | 28,553,000 | 28,631,000 | 29,972,000 | 35,154,000 |
| Equity capital | 21,491,000 | 20,170,000 | 18,074,000 | 20,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,529,000 | 5,117,000 | 7,867,000 | 10,810,000 |
| Interest expense | 1,450,000 | 3,007,000 | 4,671,000 | 6,482,000 |
| Net interest income | 1,079,000 | 2,110,000 | 3,196,000 | 4,328,000 |
| Noninterest income | 39,000 | 94,000 | 208,000 | 254,000 |
| Noninterest expense | 642,000 | 1,315,000 | 1,921,000 | 2,901,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 476,000 | 884,000 | 1,478,000 | 1,683,000 |
| Income tax | 23,000 | 51,000 | 91,000 | 91,000 |
| Net income | 453,000 | 833,000 | 1,387,000 | 1,592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,781,000 | 29,063,000 | 29,570,000 | 29,141,000 |
| Total capital | 31,117,000 | 31,399,000 | 29,570,000 | 31,472,000 |
| Risk-weighted assets | 189,150,000 | 190,440,000 | 197,091,000 | 199,990,000 |