Call reports 2022
HOME TRUST & SAVINGS BANK, THE — 2022
What HOME TRUST & SAVINGS BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 273,766,000 | 265,108,000 | 267,062,000 | 277,387,000 |
| Total loans | 164,908,000 | 165,895,000 | 170,740,000 | 177,496,000 |
| Allowance for loan losses | 2,339,000 | 2,339,000 | 2,337,000 | 2,336,000 |
| Securities available for sale | 87,424,000 | 83,523,000 | 82,047,000 | 84,314,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,728,000 | 235,681,000 | 234,354,000 | 230,704,000 |
| Interest-bearing deposits | 213,461,000 | 207,030,000 | 202,997,000 | 194,075,000 |
| Noninterest-bearing deposits | 29,267,000 | 28,651,000 | 31,357,000 | 36,629,000 |
| Equity capital | 22,675,000 | 21,022,000 | 17,583,000 | 19,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,954,000 | 3,943,000 | 6,119,000 | 8,451,000 |
| Interest expense | 355,000 | 726,000 | 1,376,000 | 2,477,000 |
| Net interest income | 1,599,000 | 3,217,000 | 4,743,000 | 5,974,000 |
| Noninterest income | 30,000 | 67,000 | 127,000 | 182,000 |
| Noninterest expense | 623,000 | 1,367,000 | 2,003,000 | 2,899,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,006,000 | 1,917,000 | 2,867,000 | 3,257,000 |
| Income tax | 49,000 | 96,000 | 143,000 | 187,000 |
| Net income | 957,000 | 1,821,000 | 2,724,000 | 3,070,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,133,000 | 28,497,000 | 28,998,000 | 28,696,000 |
| Total capital | 30,364,000 | 30,720,000 | 31,288,000 | 31,032,000 |
| Risk-weighted assets | 178,351,000 | 177,745,000 | 183,191,000 | 190,171,000 |