Call reports 2021
HOME TRUST & SAVINGS BANK, THE — 2021
What HOME TRUST & SAVINGS BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 263,127,000 | 260,151,000 | 263,751,000 | 268,916,000 |
| Total loans | 156,893,000 | 153,761,000 | 155,689,000 | 157,274,000 |
| Allowance for loan losses | 2,186,000 | 2,175,000 | 2,174,000 | 2,176,000 |
| Securities available for sale | 81,663,000 | 91,247,000 | 94,300,000 | 94,274,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,719,000 | 222,955,000 | 221,525,000 | 232,820,000 |
| Interest-bearing deposits | 201,537,000 | 199,338,000 | 198,506,000 | 200,183,000 |
| Noninterest-bearing deposits | 25,182,000 | 23,617,000 | 23,019,000 | 32,637,000 |
| Equity capital | 27,564,000 | 28,245,000 | 28,446,000 | 27,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,938,000 | 3,934,000 | 6,288,000 | 8,239,000 |
| Interest expense | 456,000 | 872,000 | 1,252,000 | 1,619,000 |
| Net interest income | 1,482,000 | 3,062,000 | 5,036,000 | 6,620,000 |
| Noninterest income | 27,000 | 96,000 | 129,000 | 164,000 |
| Noninterest expense | 591,000 | 1,185,000 | 1,823,000 | 2,685,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 918,000 | 1,973,000 | 3,342,000 | 4,096,000 |
| Income tax | 32,000 | 99,000 | 165,000 | 216,000 |
| Net income | 886,000 | 1,874,000 | 3,177,000 | 3,880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,650,000 | 27,062,000 | 29,064,000 | 28,242,000 |
| Total capital | 28,688,000 | 29,093,000 | 31,139,000 | 30,364,000 |
| Risk-weighted assets | 162,862,000 | 162,338,000 | 165,932,000 | 169,684,000 |