Call reports 2020
HOME TRUST & SAVINGS BANK, THE — 2020
What HOME TRUST & SAVINGS BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 250,694,000 | 250,569,000 | 257,469,000 | 256,209,000 |
| Total loans | 162,776,000 | 157,451,000 | 157,995,000 | 153,982,000 |
| Allowance for loan losses | 2,211,000 | 2,195,000 | 2,185,000 | 2,185,000 |
| Securities available for sale | 64,497,000 | 68,628,000 | 76,403,000 | 82,165,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,032,000 | 203,898,000 | 210,320,000 | 215,313,000 |
| Interest-bearing deposits | 187,138,000 | 183,131,000 | 189,718,000 | 190,884,000 |
| Noninterest-bearing deposits | 17,894,000 | 20,767,000 | 20,602,000 | 24,429,000 |
| Equity capital | 27,089,000 | 27,887,000 | 28,303,000 | 28,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,271,000 | 4,356,000 | 6,368,000 | 8,494,000 |
| Interest expense | 724,000 | 1,349,000 | 1,903,000 | 2,686,000 |
| Net interest income | 1,547,000 | 3,007,000 | 4,465,000 | 5,808,000 |
| Noninterest income | 31,000 | 49,000 | 97,000 | 205,000 |
| Noninterest expense | 661,000 | 1,232,000 | 1,834,000 | 2,576,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 917,000 | 1,842,000 | 2,763,000 | 3,472,000 |
| Income tax | 28,000 | 93,000 | 141,000 | 166,000 |
| Net income | 889,000 | 1,749,000 | 2,622,000 | 3,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,948,000 | 25,845,000 | 26,185,000 | 26,262,000 |
| Total capital | 28,095,000 | 27,877,000 | 28,234,000 | 28,298,000 |
| Risk-weighted assets | 171,705,000 | 162,419,000 | 163,740,000 | 162,736,000 |