Call reports 2019
HOME TRUST & SAVINGS BANK, THE — 2019
What HOME TRUST & SAVINGS BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 242,543,000 | 238,790,000 | 238,775,000 | 238,759,000 |
| Total loans | 162,102,000 | 159,071,000 | 159,912,000 | 161,643,000 |
| Allowance for loan losses | 2,215,000 | 2,218,000 | 2,224,000 | 2,223,000 |
| Securities available for sale | 64,362,000 | 58,505,000 | 56,949,000 | 59,002,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,236,000 | 192,330,000 | 191,689,000 | 194,462,000 |
| Interest-bearing deposits | 172,460,000 | 173,688,000 | 173,308,000 | 172,265,000 |
| Noninterest-bearing deposits | 16,776,000 | 18,642,000 | 18,381,000 | 22,197,000 |
| Equity capital | 23,833,000 | 24,846,000 | 25,347,000 | 25,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,321,000 | 4,651,000 | 6,998,000 | 9,334,000 |
| Interest expense | 832,000 | 1,672,000 | 2,495,000 | 3,298,000 |
| Net interest income | 1,489,000 | 2,979,000 | 4,503,000 | 6,036,000 |
| Noninterest income | 30,000 | 61,000 | 91,000 | 11,000 |
| Noninterest expense | 681,000 | 1,318,000 | 2,039,000 | 2,706,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 898,000 | 1,884,000 | 2,730,000 | 3,516,000 |
| Income tax | 45,000 | 86,000 | 135,000 | 170,000 |
| Net income | 853,000 | 1,798,000 | 2,595,000 | 3,346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,193,000 | 24,615,000 | 24,908,000 | 25,092,000 |
| Total capital | 26,293,000 | 26,678,000 | 26,983,000 | 27,186,000 |
| Risk-weighted assets | 167,865,000 | 164,905,000 | 165,862,000 | 167,409,000 |