Call reports 2018
HOME TRUST & SAVINGS BANK, THE — 2018
What HOME TRUST & SAVINGS BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 240,402,000 | 245,340,000 | 236,543,000 | 244,728,000 |
| Total loans | 156,106,000 | 150,884,000 | 150,414,000 | 156,757,000 |
| Allowance for loan losses | 2,398,000 | 2,142,000 | 2,186,000 | 2,216,000 |
| Securities available for sale | 63,800,000 | 64,776,000 | 68,608,000 | 69,152,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,246,000 | 202,614,000 | 193,404,000 | 195,489,000 |
| Interest-bearing deposits | 178,405,000 | 184,411,000 | 176,056,000 | 175,021,000 |
| Noninterest-bearing deposits | 18,841,000 | 18,203,000 | 17,348,000 | 20,468,000 |
| Equity capital | 21,787,000 | 21,278,000 | 21,544,000 | 22,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,070,000 | 4,211,000 | 6,377,000 | 8,625,000 |
| Interest expense | 461,000 | 1,016,000 | 1,647,000 | 2,436,000 |
| Net interest income | 1,609,000 | 3,195,000 | 4,730,000 | 6,189,000 |
| Noninterest income | 32,000 | 62,000 | 125,000 | 165,000 |
| Noninterest expense | 659,000 | 1,246,000 | 1,886,000 | 2,505,000 |
| Provision for loan losses | 38,000 | 954,000 | 991,000 | 1,029,000 |
| Pretax income | 942,000 | 1,055,000 | 1,976,000 | 2,818,000 |
| Income tax | 17,000 | 42,000 | 58,000 | 114,000 |
| Net income | 925,000 | 1,013,000 | 1,918,000 | 2,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,236,000 | 22,830,000 | 23,382,000 | 23,875,000 |
| Total capital | 25,306,000 | 24,860,000 | 25,382,000 | 25,945,000 |
| Risk-weighted assets | 165,241,000 | 162,260,000 | 159,848,000 | 165,416,000 |